ZuniFin
ZuniFin
ZuniFin ("we", "our", or "the App") is a revolving credit platform that takes the protection of your personal information seriously. We collect only what we genuinely need, use it only for the purposes described below, and never sell it to anyone under any circumstances.
This Privacy Policy applies to all data processing activities within the ZuniFin mobile application. By continuing to use the App, you confirm that you have read and accepted the terms set out here. If you disagree with any part of this Policy, please stop using the App.
This Policy governs personal information processed through the ZuniFin app and any directly related digital touchpoints we operate. It does not extend to third-party services, websites, or applications that may be referenced from within the App — those are governed by their own terms and you should review them independently.
Capitalized terms used but not defined here carry the meanings given to them in our Terms of Service.
To assess your eligibility and provide credit services, we ask for information that helps us confirm who you are and understand your financial situation. This typically includes your full legal name, date of birth, mobile number, government-issued identity number, income range, and current address.
All data submitted through the App is transmitted over encrypted channels and stored securely at:
We hold this data only for as long as your account remains active or as required under applicable regulations. It is never disclosed to unauthorised parties.
As part of our device integrity checks, we may collect limited metadata about software installed on your device — such as package names and installation dates. This process is strictly bounded:
To maintain platform security and support reliable performance, we collect technical details furnished by your operating system. These may include your device model, OS version, screen configuration, IP address, network type, and the Advertising Identifier assigned to your device (AD_ID).
When you submit identity documents for verification, the App requests temporary camera access to capture those images. Captured files are encrypted before upload to server.zunifin.com, used solely for identity verification, and then permanently deleted.
With your consent, we collect a general indication of your location (not precise GPS coordinates) to determine whether our services are available in your area and to fulfil compliance obligations in certain regions.
We collect anonymised signals about how the App is used — such as session length, feature interactions, and crash reports — to diagnose problems and improve the user experience. None of this data can be linked back to you personally, and it has no effect on any financial decision we make.
Every piece of data we hold serves a specific, documented purpose. We process your information to:
We do not sell, rent, or trade your personal data. Sharing occurs only when strictly necessary, and only with parties who are contractually bound to protect the data we entrust to them. Eligible recipients include:
Each third party we engage operates under a written data processing agreement that mirrors our own standards. We audit these relationships periodically.
ZuniFin applies a layered security model to guard your personal information at every stage of its lifecycle. Our controls include:
No system can provide an absolute guarantee of security, but we hold ourselves to recognised industry standards and continually invest in improving our defences.
We retain personal data only for as long as one of the following conditions applies:
Once none of these conditions apply, data is securely deleted or irreversibly anonymised. Anonymised, non-identifiable data may be retained for aggregate analytical purposes.
ZuniFin is exclusively intended for users who are 18 years of age or older. We do not knowingly collect personal data from anyone under this threshold. Should we discover that data from a minor has been received, we will delete it promptly and close the associated account.
Subject to the laws applicable in your jurisdiction, you have the right to request access to the data we hold about you, ask us to correct inaccuracies, or request its deletion. You may also withdraw consent you have previously given for a specific processing activity.
To exercise any of these rights — or to ask a question about our data practices — please write to us at support@zunifin.com. We aim to respond to all data-related requests within 30 days.
We may update this Privacy Policy from time to time as our services evolve or as regulatory requirements change. When we make material changes — those that meaningfully affect your rights or our obligations — we will notify you in advance via the App or by email. Minor clarifications may be published without separate notice.
The date of the most recent revision appears at the bottom of this page. Continuing to use ZuniFin after we notify you of an update constitutes your acceptance of the revised Policy.
Whether you want to understand how we use your data, exercise a right, or raise a concern — we are here to help. Our team responds to all privacy enquiries within 30 days.
support@zunifin.com