Smart Credit Solutions

Welcome to ZuniFin

ZuniFin is a next-generation credit platform engineered to give you complete transparency and control over your revolving credit line — from eligibility assessment to every rupee you draw.

Once approved, your assigned credit limit is available at any moment — interest-free until you actually use it. Borrow as little or as much as you need, repay on your timeline, and draw again whenever you choose.

Learn More
ZuniFin App

Platform Highlights

01

Your Credit, Always in View

Monitor your approved limit, track real-time utilisation, and review billing history — all from one clean, well-organised dashboard.

02

Draw Funds When You Need Them

Access any portion of your approved limit on demand. No waiting, no friction — just instant access to the credit that is already yours.

03

Complete Cost Transparency

Every rate, fee, and condition is displayed clearly before you confirm. What you see is precisely what you pay — nothing buried in fine print.

04

Pay Only When You Use It

Your credit line carries zero cost to hold. Interest applies only from the moment you draw — calculated daily on the exact amount borrowed.

05

Security at Every Layer

End-to-end encryption and multi-layer authentication safeguard your data around the clock, keeping your financial and personal information exclusively yours.

Credit Line Overview

₹50,000
Maximum Credit Line
365
Days Maximum Term
0.065%
Daily Interest Rate
Credit Line Range
INR 1,000 – INR 50,000
Maximum Usage Period
Up to 365 days
Daily Usage Rate
Up to 0.065% per day
Maximum Annualized Rate (APR)
Up to 23.73%
After repayment, your credit line is reinstated up to your approved limit automatically — ready to use again whenever you need it, subject to account standing.

How the Cost Works

The example below is purely illustrative — it shows how daily-rate interest accumulates over a typical borrowing period.

₹10,000
Principal
×
0.065%
Daily Rate
×
100
Days
=
₹650
Interest
Principal
₹10,000
Interest (100 days)
₹650
Total Repayment
₹10,650
Your actual cost depends on the amount drawn and the exact number of days the balance remains outstanding. Repay early to reduce the total interest paid.

Who Can Apply

To access ZuniFin's core credit features, applicants must meet the following eligibility criteria:

STEP 01

18 years of age
or older

Applicants must be legally of adult age to enter into a credit agreement.

STEP 02

Valid government-issued
ID document

A current, verifiable identity document issued by Indian authorities is required.

STEP 03

Pass ZuniFin's
standard eligibility review

Our platform assessment confirms your profile meets our credit standards.

We're Here to Help

Have a question about your account, a billing query, or just need guidance? Our dedicated support team responds promptly.

Contact Our Support Team

From account setup to repayment assistance, our team is ready to help you get the most out of ZuniFin — no question too small.

support@zunifin.com